Building Custom Homes for Insurance Proceeds

We’re excited to build your Catalog Home; You’ve selected a design -the biggest step! But there is still a lot of work to do.

If you don’t find a Catalog Home you like perfectly, we can try to design you a different home that satisfies your vision for a very low cost. With 25 years of new-home-construction in north LA, our design and engineering partners know we work efficiently and are excited to help the rebuild effort.

Pre-Approved plans still have a lot of approvals to satisfy! Per LA County: “Use of the plans will require site planning and additional site-specific details to complete the review process. An application and review by Regional Planning and Public Works Building and Safety Division is required to complete the review process.”

Budgetting: From the first free consultation we talk real numbers.

Insurance: Before starting construction we help you get your insurer to Approve Max Limits including ERC & O&L and we set up an invoicing schedule to be sure insurance, mortgage lender and homeowner can all work together to get the people building your home paid.

Site Prep: Every lot is a bit different: grading, utilities, hardscape, demo, fences

Design Selections: Finishes. Plumbing, Electrical, Cabinets, Colors, Flooring – We work with you to design your house at your price.

Schedule: We can get you in your one story home in as little as 8 months, if we have a construction slot for you.

Final Price: Through working together with a goal, we get to a Fixed Price construction contract for exactly the price you want.

The goal is to get to a construction contract to build exactly the home you want for exactly your budget. But the project starts long before construction. We call this pre-construction. Where all the decisions are made and priced.

1. Scope Development Agreement – Once we decide to be partners, we first define a successful project. What are we building, on what schedule, for what price and what are the site conditions? For $1500 we deliver a design development proposal outlining every step and cost of the project.
2. Design Development Agreement – This is where the work is done. Client Selections, Site Layout, Zoning Approval, Building Clearances, Fire Sprinkler Permit, Utilities Coordination. Insurance consulting to achieve limits. We bill this hourly to keep the costs down, with an estimate in the project budget.
3. Construction Contract – Once the entire project is defined, planned and priced construction can be fun and rewarding!
4. Delivery & Warranty – We’re local, we’ll be here to support the things that go wrong.

Give Hardy a call 626-424-0690

The solution is processes, technology and subcontractor development. We can build quality, features and details for insurance rates – I’ve always built very nice homes for much less than custom home contractors – but we have to be sophisticated. We use systems to incorporate homeowners customizations into the build. To keep the decisions out of the hands of the trades.

We are all shocked at the devastation one night of winds brought. But I am thrilled to be able to cap my professional journey applying a career of knowledge to the problem of rebuilding custom homes for what insurance companies will pay. My twins just turned ten years old and now, after the devastation, they will grow up with the experience of rebuilding a community. Maybe this will be the first summer they work regularly on a jobsite, maybe it will be your house. Maybe we’ll start an internship program so their friends can learn how to build, and rebuild a community. The energy in the community is already amazing and I can’t wait to really get started.

Give Hardy a call 626-424-0690